Terms of Service

Welcome to ClaimChowder.ai! These Terms of Use ("Terms") govern your access to and use of the website, software, and services (collectively, the "Services") provided by Vindica, Inc., a Delaware corporation doing business as ClaimChowder.ai ("Vindica," "ClaimChowder.ai," "we," "us," or "our").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

1. USE OF OUR SERVICES

ClaimChowder.ai is a technology platform that provides information regarding class action settlements and legal proceedings to help users address their legal needs. Depending on the settlement, our Services may include monitoring for eligible settlements. Using proprietary algorithms and, when authorized by you, limited inbox access, ClaimChowder.ai detects relevant claims and may assist in preparing application materials.

Our Services are provided without charge. The information provided on our website and through our Services is for informational purposes only and does not constitute legal, financial, or tax advice. Vindica and its suppliers do not warrant or represent that the contents are the contents are accurate, complete, or up-to-date. Vindica and its suppliers do not have a duty to update any contents, or represent that the contents are free from technical inaccuracies or typographical errors. Vindica and its suppliers do not warrant that the Services will be free from interruptions, computer viruses, or other harmful components, and do not assume liability for such matters.

2. LEGAL INFORMATION IS NOT LEGAL ADVICE

ClaimChowder.ai is not a law firm, and our employees and agents are not your attorneys. Your use of our Services does not create an attorney-client relationship between you and Vindica, Inc. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you would like professional assurance that our information, and your interpretation of it, is appropriate to your particular situation. You should consider all postings and writings herein to be the personal opinions of Vindica staff or others, and NOT legal advice.

3. THIRD PARTY CONTENT AND LINKS

Our Services may include hyperlinks or pointers to third-party websites or content that is not owned by Vindica; Vindica may also include such hyperlinks or pointers in other media it distributes, such as emails, newsletters, etc. These are provided as a convenience and for informational purposes only. Vindica has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Vindica does not endorse or make any representations about these third-party sites, or any information, software, or other products or materials found there, or any results that may be obtained from using them. User assumes full risk and responsibility when accessing third-party content from Vindica's Services and indemnifies Vindica from liability for any damages that may result. Vindica reserves the right to terminate a link or pointers to a third-party website at any time and without notice to You.

A link from a third-party website to the Vindica Services does not constitute an endorsement or affiliation by Vindica with that site or that third party. Vindica does not take responsibility for which third parties’ link to this website or the matter in which they do so. Third parties are prohibited from replicating content and images from this website without specific consent from Vindica. Third parties should not imply or represent that Vindica endorses their site, content, and/or product.

4. FEES AND PAYMENTS

Our Services are provided without charge to users.

5. USER REPRESENTATIONS AND WARRANTIES

By submitting information to us, you represent and warrant that:

• You are at least 18 years of age.
• All information and documentation you provide is true, accurate, and complete to the best of your knowledge under penalty of perjury.
• You actually purchased the product(s) or used the service(s) at issue in the claim.
• You will not use the Services to submit fraudulent, fictitious, or duplicate claims.

Warning: Submitting fraudulent claims is a violation of federal and state laws and may result in civil and criminal penalties. We reserve the right to report suspected fraud to settlement administrators and law enforcement.

6. INTELLECTUAL PROPERTY

The ClaimChowder.ai website, its proprietary software, algorithms, content, and trademarks are the exclusive property of Vindica, Inc. You are granted a limited, non-exclusive, non-transferable license to use the Services for your personal, non-commercial use. You may not copy, modify, scrape, reverse-engineer or distribute any part of our Services without our express written consent.

7. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VINDICA, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICES.

We make no guarantees regarding the outcome of any claim, the amount of any settlement payout, or the timeline for distribution. Settlement administrators make all final determinations regarding claim validity and payouts. OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED $100.

8. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Vindica, Inc., its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Services, your violation of these Terms, or your submission of false, inaccurate, or fraudulent claim information.

9. GOVERNING LAW AND VENUE

These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

10. DISPUTE RESOLUTION AND BINDING ARBITRATION

Please read this section carefully, as it affects your legal rights. Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, shall be determined by binding arbitration in Delaware (or via remote arbitration), rather than in court. The arbitration shall be administered by the American Arbitration Association (AAA) pursuant to its Consumer Arbitration Rules.

Class Action Waiver: You and Vindica, Inc. agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

11. TERMINATION

We reserve the right to suspend or terminate your account and access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms, including but not limited to the submission of fraudulent claims. You may terminate your account at any time by contacting us, provided that any claims already filed on your behalf will remain subject to these Terms.

12. CHANGES TO THESE TERMS

We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Effective Date." Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

13. CONTACT US

If you have any questions about these Terms, please contact us at:

Vindica, Inc. (d/b/a ClaimChowder.ai) Email: legal@claimchowder.ai Address: 16192 Coastal Highway, Lewes, Delaware 19958

14. PRIVACY POLICY

This [Link to Privacy Policy] explains what ClaimChowder.ai does with the personal information that is collected from our users. We may change its policy from time to time, so we suggest you check this website periodically to ensure you are aware of our most current policy. If you have any questions or concerns regarding this policy, please contact us at privacy@claimchowder.ai

We may collect Internet Protocol (“IP”) addresses to help us understand how our audience uses our Services, and to gather broader demographic information so we can improve our Services or users’ overall experience when they visit ClaimChowder.ai. For these same reasons, we uses a feature known as a “cookie.” Cookies contain bits of information that websites transfer to your computer’s hard drive for record-keeping purposes, if your browser is configured to accept cookies. Cookies can make the Web more useful by storing information about your preferences on a particular site. A cookie doesn’t tell Vindica who you are. Only you can do that.

If you want to tailor how our website uses your cookies, you can change the settings here.

How Vindica Discloses Your Personal Information

Vindica will only disclose personally identifiable information about individual users in accordance with this Terms of Use and our Privacy Policy, or to comply with applicable laws or valid legal process, or to protect the rights or property of Vindica.

Vindica discloses personally identifiable individual information and the other information you provide us to lawyers or law firms whose advertising you are responding to. The information you provide to us to be transmitted to lawyers or law firms is considered confidential by Vindica and is transmitted for purposes of possibly establishing an attorney-client relationship with these lawyers or law firms. Vindica does not share this information with third parties except as set forth below. However, Vindica cannot guarantee that the information you submit to us will not end up in the hands of the company or person that you are pursuing a claim against, as Vindica may be required to provide that information by a court order. Information posted for public view on the Vindica Services is not considered confidential.

Vindica may also disclose your contact information and the other information that you provide us in the following circumstances:

• Vindica may employ other companies and individuals as Vindica's agent to perform functions on its behalf. They may have access to personal information needed to perform their functions, but will not be able to legally use it for other purposes.
• Vindica might change, sell, reorganize or liquidate its business via bankruptcy. If so, your information will of course be one of the transferred assets.
• Vindica may release account and other personal information when Vindica believes it is necessary to comply with the law, or to protect the rights, property, or safety of Vindica, our users, or others.

Vindica may also provide aggregate (statistical) information to third parties to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes. If Vindica partners with another party to provide a specific service to you, and if you sign up for the service, then and only then will Vindica provide your other information to that party.